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Central scheme · Startup funding

NIDHI-SSS Higher Seed Support up to ₹1 Crore (Debt / Equity-linked)

For startups that have outgrown the typical seed cheque, NIDHI-SSS allows incubators to extend seed support up to ₹1 crore through debt, convertible or equity instruments.

Is scheme mein kya milta hai

  • Higher seed support for scale-up, manufacturing trials and commercialisation
  • Debt, convertible debenture or equity-linked structure
  • Milestone-linked tranches monitored by the incubator
Up to ₹1 Crorefor exceptionally deserving startups
Loan / Equity-linkedSupport ka nature
3–5 monthsTypical total time

Amount

Kitna milega

Higher support traction wale startups ke liye hai. Saath mein Seed Fund Scheme ka comparison bhi diya hai.

ComponentAmount / limit
NIDHI-SSS higher supportUp to ₹1 crore (exceptional cases)
Startup India Seed Fund Scheme (alternative) – grantUp to ₹20 lakh for PoC, prototype, product trials
Startup India Seed Fund Scheme – debt / convertibleUp to ₹50 lakh for market entry, commercialisation, scaling
ModeDebt, convertible debentures or equity-linked
Nature of supportLoan / Equity-linked
LevelCentral
Implemented byDST (NSTEDB) through approved incubators

Support kis cheez ke liye milta hai

Eligibility

Kaun apply kar sakta hai

  • All NIDHI-SSS conditions: Indian company, 51% Indian promoter holding, incubated at a DST-supported TBI
  • Demonstrated product, early customers or strong technical validation
  • Clear repayment or conversion path acceptable to the committee

Roles

Kaun kya karta hai

YouTraction data, management presentations.
CGADebt-servicing or conversion model, valuation coordination, application, CCD/share documentation and ROC filings.
Incubator committeeEvaluates, sanctions and monitors.
DPIIT Experts Advisory CommitteeOversees SISFS; incubators select startups.

Timing

Kab apply karein

CGA ka process

Hum ise kaise handle karte hain

1

Traction review

We check whether your numbers justify going above the typical limit.

2

Debt-servicing model

Cash-flow and repayment model, or conversion scenario for CCDs.

3

Committee filing

Application, deck and milestone plan through your incubator.

4

Documentation

Loan/CCD agreement review, board resolutions and ROC filings (PAS/SH-7/MGT-14 where applicable).

Step by step

Application ka poora process

  1. Confirm whether NIDHI-SSS higher support or SISFS suits your stage better.
  2. Prepare audited/provisional financials, MIS and traction proof.
  3. Build a repayment (debt) or conversion (CCD) model.
  4. Apply through your incubator (NIDHI) or seedfund.startupindia.gov.in selecting up to 3 incubators (SISFS).
  5. Pitch to the incubator committee.
  6. Finalise instrument terms; valuation report if CCD/equity.
  7. Pass board and shareholder resolutions, execute agreements, file PAS-3/MGT-14 as needed.
  8. Receive funds in milestone-linked tranches.

Timeline

Har stage mein kitna time lagta hai

StageTypical timeKaun karta hai
Stage and scheme assessment1 weekCGA
Financial model and application2 to 3 weeksCGA
Incubator evaluation and pitch3 to 8 weeksIncubator
Valuation and legal documentation2 to 4 weeksCGA + valuer
Disbursement of first tranche2 to 4 weeks after documentationIncubator

Total: Typically 3 to 5 months to first tranche.

Yeh typical ranges hain. Committee meeting ki dates, call windows aur queries ke rounds se time kam ya zyada ho sakta hai.

Documents

Kaunse documents chahiye

  • Everything required for standard seed support
  • Audited or provisional financials and MIS
  • Traction evidence: orders, pilots, LOIs
  • Cap table and any existing investor agreements

Costs

Fees aur kharcha

  • No government application fee.
  • Registered valuer fees for CCD/equity.
  • Stamp duty and ROC fees on allotment.

After approval

Approval ke baad kya karna hota hai

  • Milestone reports and utilisation certificates.
  • Interest and principal payments, or conversion on agreed trigger.
  • Annual ROC disclosures of debentures/shares.
  • Investor-style information rights for the incubator.

Avoid

Application reject kyun hoti hai

  • Asking for the higher amount without traction.
  • No clear use of funds.
  • Messy cap table or pending ROC compliance.
  • SISFS: company older than 2 years, or already received more than ₹10 lakh from another government scheme.

Zaroori

Apply karne se pehle yeh jaan lijiye

Amounts above ₹25 lakh are exceptional, not routine.

Convertible and equity routes require proper ROC compliance and valuation; we handle both.

Also compare with Startup India Seed Fund Scheme, which offers up to ₹50 lakh through convertible debentures or debt.

Aksar poochhe jaane wale sawal

Is this a grant?

No. Higher support is structured as debt or equity-linked investment and must be repaid or converted.

Can I apply for both NIDHI-SSS and Startup India Seed Fund?

Generally not for the same purpose at the same time. We help you choose the better fit.

Is SISFS money a grant?

The PoC component (up to ₹20 lakh) is a grant; the ₹50 lakh component is debt or convertible.

Does conversion dilute founders?

Yes, CCD conversion issues shares. We model dilution before you accept.

Aur bhi

Related schemes

Sabhi startup schemes

Stage ke hisaab se kaunsi scheme fit hai

Startup India Certificate

Govt fee: Nil, recognition

NIDHI-SSS Seed Support (₹25 Lakh)

Up to ₹25 Lakh, loan / equity-linked

CGA eligibility review, documentation, filing aur compliance support deta hai. Recognition, grant, loan ya certificate ka sanction sirf implementing ministry, state department ya incubator karta hai; CGA approval ya amount ki guarantee nahi deta. Scheme limits latest official guidelines ke hisaab se badal sakti hain.

Kya NIDHI-SSS Higher Support (up to ₹1 Crore) aap par lagti hai?

Company ka type, incorporation date, state aur product bata dijiye. Hum bata denge ki yeh scheme fit hai ya koi aur behtar rahegi. Iske liye koi charge nahi.

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