Government subsidy · Central aur State
Zyadatar log subsidy tab poochte hain jab machine aa chuki hoti hai aur shed khada ho chuka hota hai. Us waqt tak zyadatar schemes band ho chuki hoti hain, kyunki unme paisa kharch karne se pehle manzoori leni hoti hai. Sahi tareeka hai — pehle scheme tay karo, phir project banao.
Kaam mein kya shamil hai
Roz update hota hai
Ye updates roz subah apne aap aate hain, seedhe source ke link ke saath. Kisi bhi scheme par kaam shuru karne se pehle uska current order dekh lijiye — ya humse pooch lijiye. Saare updates dekhiye
Fees
Neeche professional fees hain. Bank ki processing fee, valuation aur portal ke charges alag lagte hain. Hum subsidy ke percentage par fee nahi lete — fee pehle tay hoti hai, chahe subsidy mile ya na mile.
Pata karna ki kuch banta bhi hai ya nahi
₹5,000 se shuru · one-time · + GST
Aage ka kaam lete hain to ye fee usme adjust ho jaati hai
Scheme tay ho gayi hai
₹25,000 se shuru · + GST
Project size aur scheme ke hisaab se tay hoti hai
Poora kaam ek jagah
₹50,000 se shuru · + GST
Scope aur timeline engagement letter mein tay hota hai
Zyadatar central schemes credit-linked hain — matlab pehle bank loan sanction hota hai, phir subsidy us loan ke saath judti hai. Jo log pehle apne paise se machine khareed lete hain aur baad mein subsidy maangte hain, unke paas aksar koi raasta nahi bachta. Isliye sabse zaroori faisla project shuru karne se pehle hota hai, baad mein nahi.
Ek hi kaam par central scheme alag hoti hai aur state ki industrial policy alag. Kabhi dono mil sakti hain, kabhi ek le li to doosri band ho jaati hai. Kaun si jodi chalti hai, ye scheme ke guideline mein likha hota hai — sunne mein nahi milta. Isi cheez ko pehle dekh lena poore project ka faisla badal deta hai.
Basic baat
Log "subsidy" ek hi shabd mein keh dete hain, par asal mein paanch alag-alag cheezein hain. Inka milne ka tareeka, waqt aur shart — teenon alag hain.
Project cost ka ek hissa wapas milta hai — shed, machinery, equipment par. Aam taur par bank loan ke saath judi hoti hai aur instalments mein aati hai, kaam poora hone par. Yahi wo subsidy hai jise log aam taul par "subsidy" kehte hain.
Paisa haath mein nahi aata — loan ka interest kam ho jata hai. Har saal, jab tak repayment time par chalti rahe. Ek baar chook gaye to us saal ka faayda chala jata hai.
Aapko jo apna hissa lagana hota hai, uska ek part government deti hai. Shuru mein bank ke paas lock rehta hai, aur kuch saal theek chalne ke baad aapke loan mein adjust hota hai.
Kharcha aap karte ho, bill ke against wapas milta hai — jaise state policy mein SGST, stamp duty, bijli duty, ya certification aur trademark ka kharcha. Iske liye bill aur proof sambhal kar rakhna hi asli kaam hai.
Ye paisa nahi hai — ye bank ko di gayi guarantee hai, taaki aapse collateral kam maanga jaye. Naye unit ke liye aksar isi se loan possible hota hai, subsidy se nahi.
Duty ki chhoot, tax holiday ya export benefit — ye alag category hain. Inke apne rules hain aur inhe subsidy samajh kar project ki calculation mein daal dena galat picture banata hai.
Poultry
Poultry ke liye do bade central raaste hain. Dono alag cheez ke liye hain — ek naye rural unit ke liye, doosra bade infrastructure ke liye.
National Livestock Mission ke tehat parent farm, rural hatchery aur brooder-cum-mother unit par project cost ka 50% capital subsidy, ek unit par adhiktam ₹25 lakh, do barabar instalment mein. Unit kam se kam 1,000 parent birds ka hona chahiye, low-input technology birds ke saath.
Individual, SHG, FPO, farmer co-operative, joint venture, partnership firm, proprietorship, private company aur Section 8 company. Sharat ye hai ki aapke paas relevant training ho, ya trained expert ho, ya us kaam ka kaafi tajurba ho. Application nlm.udyamimitra.in par online jaati hai.
Zameen ki kharid, uska rent ya lease, working capital, aur personal use ki gaadi — inme se kisi par subsidy nahi milti. Project report banate waqt inhe alag rakhna zaroori hai, warna eligible cost hi galat nikal aati hai.
Animal Husbandry Infrastructure Development Fund. Ye capital subsidy nahi hai — 3% per annum interest subvention hai, repayment time par hone par, adhiktam 8 saal tak (moratorium samet). Project cost ka 90% tak scheduled bank se loan ho sakta hai.
Hatchery, layer farm, broiler breeder farm aur integrated poultry project. Saath mein animal feed plant aur meat processing & value addition. Ye poultry equipment aur badi capacity wale kaam ke liye bana hai.
Individual entrepreneur, private company, MSME, FPO aur Section 8 company. Government entity aur co-operative society is fund mein eligible nahi hain. MSME ceiling ke andar wale project par credit guarantee cover bhi milta hai. Portal: ahidf.udyamimitra.in
AHIDF ka approved outlay 31 March 2026 tak ka notify hua tha. Uske aage scheme kis shakal mein chal rahi hai, ye aapke application ke waqt department ke current order se confirm karna padta hai. Hum ye pehle check karte hain — purani guideline par project banwa dena sabse mehnga mashwara hota hai.
Manufacturing
Yahan central aur state, dono taraf se raaste khulte hain — aur aksar state wali policy central se zyada de jaati hai. Neeche wo hain jo aam taur par kaam aate hain; exact ceiling har scheme ke current order aur aapke state par depend karti hai.
Naye manufacturing ya service unit ke liye margin money subsidy, KVIC ke through. Rural aur urban ke liye alag rate, aur SC/ST, women, ex-servicemen, PH aur North-East ke liye zyada. Sharat: unit naya ho, aur aapne pehle isi scheme ka faayda na liya ho.
Maujooda MSE ke liye, institutional finance par capital subsidy — purani machine ko approved nayi technology se badalne par. Sirf approved technology aur approved supplier ki nayi machine chalti hai; second-hand machine par nahi milta.
Har state apni policy mein capital investment subsidy, SGST reimbursement, stamp duty chhoot, bijli duty chhoot, aur EPF reimbursement deta hai. Haryana, UP aur Rajasthan — teenon ke rate aur block-wise category alag hain. Yahi sabse zyada chhoot jaati hai.
Micro food processing unit ke liye credit-linked capital subsidy, aur SHG aur FPO ke liye alag support. Poultry se juda processing, packing ya value addition ho to ye raasta bhi dekhna chahiye.
ZED certification, bar code, patent aur trademark filing — MSME schemes mein inka kharcha ek hadd tak reimburse hota hai. Chhoti raqam hai, par ye wahi kharche hain jo waise bhi karne padte hain.
Collateral ke bina ya kam collateral par term loan aur working capital. Naye unit ke liye ye aksar subsidy se zyada kaam ka hota hai, kyunki isi se loan sanction hota hai.
Interest subsidy
Ye sabse galat samjhi jaane wali subsidy hai. Neeche wo chaar shartein hain jo lagbhag har interest subvention scheme mein milti hain.
Scheduled bank ya notified institution se liya gaya term loan. Apne paise se lagaya gaya project, ya rishtedar se liya udhaar — dono par interest subvention nahi banta, kyunki subvention bank ke through hi pass hota hai.
Subvention "prompt repayment" par milti hai. Jis saal instalment late hui, us saal ka faayda aam taur par nahi milta — aur kuch schemes mein aage ke liye bhi band ho jata hai. EMI ki tareekh yahan sirf bank ka mamla nahi rehti.
Subvention loan ki poori zindagi ke liye nahi hota. AHIDF mein ye adhiktam 8 saal tak hai, moratorium samet. Iske baad loan normal rate par chalta hai — project ki cash flow planning isi hisaab se karni chahiye.
Paisa aapke haath mein cash ki tarah nahi aata. Wo loan account mein adjust hota hai. Isliye project ki viability dikhate waqt use "income" ki tarah dikhana galat hai — wo interest cost kam karta hai, bas.
Eligibility
Entity ka roop, aur us roop par kaun si scheme khulti hai — ye pehle hi tay kar lena chahiye. Ek hi project partnership mein eligible ho sakta hai aur co-operative mein nahi.
Zyadatar schemes mein eligible — PMEGP, NLM aur AHIDF teenon mein. Sabse aam raasta yahi hai, par liability aur bank limit ke hisaab se aage chal kar structure badalna pad sakta hai.
NLM aur AHIDF dono mein eligible. State industrial policies mein bhi aam taur par shamil. Deed mein activity saaf likhi honi chahiye, warna eligibility par sawal uthta hai.
AHIDF, CLCSS aur state policies ke liye sabse suvidhajanak roop. Bade project, bank limit aur investor — teenon ke liye company hi behtar baithti hai.
NLM mein khaas taur par shamil, aur aksar unke liye shartein thodi aasan hoti hain. PMFME mein bhi inke liye alag component hai.
NLM aur AHIDF mein Section 8 company eligible hai. Trust aur society ke liye jawab scheme ke hisaab se badalta hai — isliye entity banane se pehle scheme dekh lena zyada samajhdari hai.
AHIDF mein government entity aur co-operative society nahi. PMEGP mein pehle se chal raha unit, aur wo log jinhone pehle isi scheme ka faayda le rakha hai. Bank mein default ya NPA ho to lagbhag har scheme band ho jaati hai.
Aam galtiyan
Ye wo cheezein hain jinki wajah se file wapas aati hai — aur inme se zyadatar project shuru hone se pehle hi rok li ja sakti hain.
Machine aa gayi, shed ban gaya, phir subsidy ki baat shuru hui. Credit-linked schemes mein sanction se pehle ka kharcha aam taur par eligible nahi hota.
CLCSS jaisi schemes sirf nayi, approved technology aur approved supplier ki machine par chalti hain. Second-hand machine par subsidy nahi banti.
MSME schemes ke liye Udyam zaroori hai, aur poultry schemes mein activity ka sahi registration. Ye chhoti cheez file ke pehle page par hi ruk jaati hai.
Generic project report, jisme projections aur costing unit ke hisaab se nahi hain. Bank pehle isi par atakta hai, aur bank ke bina credit-linked subsidy aage nahi badhti.
Zameen kiske naam par hai, use change hua hai ya nahi, pollution board ki consent li ya nahi. Ye sab application ke saath dikhana padta hai, baad mein nahi.
Ek hi asset par do schemes ka faayda lena aam taur par allowed nahi hota. Guideline mein likha hota hai ki kya jodi ja sakti hai — aur audit mein yahi sabse pehle dekha jata hai.
Process
Kya banana hai, kitni capacity, kis state mein, aur paisa kahan se aa raha hai. Inhi chaar baaton se scheme tay hoti hai.
Central aur state, dono taraf ki scheme dekh kar ek likhit note — kya banta hai, kitna banta hai, aur kya nahi banta.
Bank ke format mein project report, portal par application, aur query ka reply. Bank ke saath baat hum karte hain.
Sanction ke baad inspection ki taiyari, instalment ka claim, aur paisa account mein aane tak follow-up.
Naya · Startup funding
DPIIT recognition, NIDHI-SSS, TIDE 2.0, MSME loans aur Gujarat, Rajasthan, Maharashtra ki startup schemes — har scheme mein kitna milta hai, kaun eligible hai aur kitna time lagta hai. Sabhi schemes dekhiye →
Documents
Subsidy claim ke liye: ye list taiyar rakhiye. Photo ya scan WhatsApp par bhej dijiye — original sirf zaroorat par. Case ke hisaab se list thodi badal sakti hai.
Nahi. Capital subsidy aam taur par bank ke through loan account mein aati hai, aur aksar instalments mein — kaam poora hone par. Interest subvention to haath mein aati hi nahi, wo interest cost kam karti hai. Jo log "cash subsidy" ka vaada karte hain, unse door rehna behtar hai.
Zyadatar credit-linked schemes mein nahi, kyunki wahan sanction se pehle ka kharcha eligible nahi hota. Lekin kuch state policies aur reimbursement wale component commercial production ki tareekh se chalte hain, isliye poori tarah band maan lena bhi galat hai. Bill, payment aur tareekhein dekh kar hi saaf jawab diya ja sakta hai.
Kuch schemes mein self-financing ka raasta hota hai — jaise NLM mein kharcha verify hone par instalment jaari hoti hai. Lekin interest subvention bina bank loan ke ban hi nahi sakti, kyunki wo loan ke interest par hi hoti hai.
Kabhi haan, kabhi nahi — aur ye scheme ke guideline mein likha hota hai. Kuch jagah ek hi project ke alag-alag hisson par alag schemes chal jaati hain. Ek hi kharche par do jagah claim aam taur par allowed nahi hota aur audit mein pakda jata hai.
Ye department aur bank, dono par depend karta hai, isliye hum koi tareekh ka vaada nahi karte. Jo hamare haath mein hai wo ye hai ki file poori jaye — kyunki file adhoori jane par jo mahine barbaad hote hain, wo hamesha sabse zyada hote hain.
Nahi. Fee pehle tay hoti hai aur likhit mein di jaati hai, chahe subsidy sanction ho ya na ho. Percentage par kaam karne wale ka interest file jaldi bhejne mein hota hai, sahi bhejne mein nahi.
Aur bhi
Kya banana hai, kitni capacity, kis state mein — teen baatein. Inhi se pata chal jata hai ki koi scheme banti hai ya nahi. Nahi banti to hum wo bhi saaf bata dete hain.